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Affirm

San Francisco, CA · founded 2012

Affirm is the largest US buy-now-pay-later lender, founded by PayPal co-founder Max Levchin, and it is a remote-first public fintech headquartered on California Street in San Francisco. The culture is engineering-heavy and mission-framed around honest, transparent lending with no late fees, and it genuinely operates distributed, letting remote employees work anywhere in their home country. Benefits are strong on the family and time-off side, with 18 weeks of equal leave for birth and non-birth parents, a four-week return-to-work ramp, and 20 company-wide Away Days. The reality check is that Affirm is a consumer-lending business tied to interest rates and credit cycles, so the stock and the business have been volatile, and it ran layoffs in 2023. A good fit for people who want remote flexibility and fintech scale, with clear-eyed awareness of the cyclical business.

Documented benefits (17)

Notable perks

• Four flexible spending 'wallets' — Technology, Food, Lifestyle, and family-forming — with monthly stipends for personal expenses
• 4-week phased return-to-work transition program at full base pay after parental leave
• 20 company-wide 'Away Days' a year, so the whole company collectively pauses to recharge
• Remote-first by default — if your role is remote you can set up shop anywhere in your home country

Every claim above is sourced and dated. See sources on the full page.

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