苏农银行
see the full file on 苏农银行documented benefits (5)
| PTO | 9.53 days |
|---|---|
| Come back after parental leave | 100% |
| Women in leadership | 33.87% |
| Average training hours a year | 145.53 |
| Annual health screening | yes |
the legal floor where they are
Set by law, not by 苏农银行. It applies to every employer in this place.
| Birthing-parent leave | 14 (Regulations on Paid Annual Leave for Employees (2008).) |
|---|---|
| Partner leave | 2 (Regulations on Paid Annual Leave for Employees (2008).) |
| State pension | 五险一金 — five insurances and one fund: pension, medical, unemployment, work injury, maternity, plus the housing provident fund, all employer-contributed. (Regulations on Paid Annual Leave for Employees (2008).) |
| How healthcare is paid for | Basic medical insurance covers about 95% of the population, over 1.32 billion people in 2024, through two schemes of markedly different generosity. Urban Employee insurance, which a salaried worker is on, reimburses roughly 84.6% of in-directory inpatient costs. Urban and Rural Resident insurance reimburses about 68.1%, and out-of-pocket spending for those enrollees remains around 45% of their total health expenditure. Rates, deductibles and ceilings are set locally and vary by province and hospital tier. (Regulations on Paid Annual Leave for Employees (2008).) |
| IVF cycles the state covers | Not defined in cycles nationally, but rolled out fast: as of January 2025 all 31 provinces plus the Xinjiang Production and Construction Corps had brought assisted reproduction into their insurance schemes, benefiting over 1 million people by 2024. Reimbursement of 60 to 75% is reported in some regions. What is covered and at what rate is a provincial decision. (Regulations on Paid Annual Leave for Employees (2008).) |
| Annual out-of-pocket cap | No national annual ceiling on patient spending. There is instead a payout ceiling on basic insurance, above which Catastrophic Medical Insurance reimburses a further 55 to 70%. Both are set locally. From 2025, four years' continuous enrolment raises the maximum major-illness payout by at least CNY 1,000 a year. (Regulations on Paid Annual Leave for Employees (2008).) |
Every claim above is sourced and dated. See sources on the full page.
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