Cullen/Frost Bankers

San Antonio · founded 1868

see the full file on Cullen/Frost Bankers

documented benefits (6)

PTO	25 days
Life insurance	yes
Dental	yes
Vision	yes
Disability	yes
Labour-law sanction	2 concluded US Department of Labor cases with violations found

notable perks

The EAP offers confidential mental health and work/life support resources.
Frost will reimburse employees up to $5,250 per calendar year for eligible tuition expenses.
Frost matches contributions dollar-for-dollar up to 7% of eligible earnings.
Employees receive up to 25 days of vacation per year based on their employment type and length of service.
Sick time can be accrued up to 6 months.
Primary caregivers are eligible for 12 weeks of paid leave and secondary caregivers are eligible for 4 weeks.
Employees receive up to 3 days of time off to volunteer in their community.
Employees who refer qualified hires will receive a minimum bonus of $1,000 for each hire that completes 90 days of service.

the legal floor where they are

Set by law, not by Cullen/Frost Bankers. It applies to every employer in San Antonio.

IVF cycles the state covers	THERE IS NO FEDERAL MANDATE. No US law requires an employer health plan to cover IVF or any infertility treatment, so coverage comes either from the insurance mandate in the state where the plan is written or from the employer's own choice. And the state mandates reach less far than they look: they bind fully insured plans bought from a state-regulated carrier, while a self-funded employer plan is governed federally under ERISA and is preempted from state insurance regulation. KFF's 2025 employer survey puts 67% of covered workers in a self-funded plan, and 80% of those at firms of 200 or more — so at the size of employer this site mostly covers, the state mandate usually does not apply, and any fertility benefit is a genuine company choice rather than a restatement of law. That is precisely why it belongs on a benefits page here. Perks has not yet read this employer's own state insurance mandate from an official source; the states that have been read carry their own entry. (No federal statute requires an employer health plan to cover infertility treatment or IVF. The Employee Retirement Income Security Act of 1974 (ERISA) preempts state insurance regulation as applied to self-funded employer plans, which is why a state mandate does not reach them.)
Adoption leave the law gives	12 workweeks of UNPAID job-protected leave in any 12-month period on the placement of a child for adoption or foster care, and only for employees who meet the FMLA eligibility test. There is no federal paid adoption leave. (Family and Medical Leave Act of 1993, 29 U.S.C. 2612(a)(1)(B) and 2612(c); eligibility at 29 U.S.C. 2611(2) and (4). Quoted from the 2023 edition of the US Code.)
Pay when you are ill	No federal law requires any paid sick leave. The FLSA does not require payment for time not worked, and the FMLA gives 12 workweeks of UNPAID job-protected leave in any 12-month period for a serious health condition, and only for employees who meet the FMLA eligibility test. Any paid sick time comes from a state or city law, or from the employer's own choice. (Fair Labor Standards Act, per the Department of Labor's statement on payment for time not worked; Family and Medical Leave Act of 1993, 29 U.S.C. 2612(a)(1)(D) and 2612(c). Quoted from the 2023 edition of the US Code on govinfo.gov.)

Every claim above is sourced and dated. See sources on the full page.

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