One Of Us
Bengaluru
see the full file on One Of Usdocumented benefits (3)
| PTO | 25 days |
|---|---|
| Life insurance | yes |
| Work from home | yes |
the legal floor where they are
Set by law, not by One Of Us. It applies to every employer in Bengaluru.
| Birthing-parent leave | 26 (Factories Act 1948 s.79; Maternity Benefit (Amendment) Act 2017.) |
|---|---|
| State pension | employees' provident fund: employer contributes 12% of basic pay. (Factories Act 1948 s.79; Maternity Benefit (Amendment) Act 2017.) |
| How healthcare is paid for | Mixed and still heavily out-of-pocket, though improving fast: out-of-pocket spending fell from 64.2% of total health expenditure in 2013-14 to 39.4% in 2021-22. Public facilities are free or near-free at the point of use, and the 2025 national survey found half of all outpatient visits to public hospitals were treated free of charge, but much care is bought privately and paid for directly. (Factories Act 1948 s.79; Maternity Benefit (Amendment) Act 2017.) |
| IVF cycles the state covers | None. Ayushman Bharat does not cover IVF or any assisted reproductive technology. Support exists only as a patchwork of reimbursement for particular employee categories and a few state policies. A cycle typically costs INR 70,000 to 3,00,000 privately. (Factories Act 1948 s.79; Maternity Benefit (Amendment) Act 2017.) |
| Annual out-of-pocket cap | No statutory ceiling on what a patient can spend. What is capped is what the state pays: Ayushman Bharat covers INR 5 lakh per family a year for secondary and tertiary hospitalisation, for about 55 crore people. Since 2024 everyone aged 70 and over is covered irrespective of income. (Factories Act 1948 s.79; Maternity Benefit (Amendment) Act 2017.) |
| Cost to see a doctor | Outpatient care at government primary health centres and public hospitals is free or nominal. Private GP consultations are paid directly and are not covered by Ayushman Bharat, which is a hospitalisation scheme. (Factories Act 1948 s.79; Maternity Benefit (Amendment) Act 2017.) |
Every claim above is sourced and dated. See sources on the full page.
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