Wex Inc.

Portland, ME

documented benefits (5)

Health plan offered	yes
Life insurance	yes
Dental	yes
Vision	yes
Disability	yes

the legal floor where they are

Set by law, not by Wex Inc. It applies to every employer in Maine, US.

State minimum wage	$15.10 an hour (Maine state minimum wage law, as published in the US Department of Labor's Consolidated State Minimum Wage Table)
State paid family leave	Maine runs a state paid family leave programme (Maine paid family and medical leave programme)
IVF cycles the state covers	Maine requires four completed egg retrievals, and the number is in the RULE rather than the statute. 24-A M.R.S. § 4320-U mandates coverage of fertility diagnostic care, fertility treatment and fertility preservation without naming IVF or any cycle count; the Superintendent's Rule 865 supplies both. Rule 865 names 'in vitro fertilization, including in vitro fertilization using donor eggs', fresh and frozen embryo transfer, GIFT and ZIFT, and provides that a carrier 'shall not impose a separate visit maximum or procedure maximum on any fertility treatment other than limiting coverage for egg retrievals to the first four completed egg retrievals over the lifetime of the egg retrieval patient'. Cost-sharing is constrained too: no separate deductible, no higher copayments than comparable specialty services, and after the deductible the carrier must pay at least 80% of the cost. One provision worth knowing before you self-pay: 'Egg retrievals where the cost was not covered by any carrier, self-insured health plan, or governmental program shall not count toward the four completed egg retrieval limit' — so a cycle you paid for yourself does not burn one of the four. THE LIMIT THAT DECIDES WHETHER THIS REACHES YOU: a state insurance mandate binds only fully insured plans. A self-funded employer plan is preempted under ERISA, and KFF's 2025 employer survey puts 67% of covered workers — 80% at firms of 200 or more — in one. (24-A M.R.S. § 4320-U (PL 2021, c. 692), implemented by Bureau of Insurance Rule Chapter 865, Standards for Fertility Coverage.)
Adoption leave the law gives	12 workweeks of UNPAID job-protected leave in any 12-month period on the placement of a child for adoption or foster care, and only for employees who meet the FMLA eligibility test. There is no federal paid adoption leave. (Family and Medical Leave Act of 1993, 29 U.S.C. 2612(a)(1)(B) and 2612(c); eligibility at 29 U.S.C. 2611(2) and (4). Quoted from the 2023 edition of the US Code.)
Pay when you are ill	No federal law requires any paid sick leave. The FLSA does not require payment for time not worked, and the FMLA gives 12 workweeks of UNPAID job-protected leave in any 12-month period for a serious health condition, and only for employees who meet the FMLA eligibility test. Any paid sick time comes from a state or city law, or from the employer's own choice. (Fair Labor Standards Act, per the Department of Labor's statement on payment for time not worked; Family and Medical Leave Act of 1993, 29 U.S.C. 2612(a)(1)(D) and 2612(c). Quoted from the 2023 edition of the US Code on govinfo.gov.)

Every claim above is sourced and dated. See sources on the full page.

Work at Wex Inc. and something here is wrong or out of date? Tell us at hello@perks.global and we will check it.